Not going to lie, there are many things about the financial world that make me nervous because I don't understand them. In doing this goal I at least wanted to understand credit a little more. I learned my credit score when I applied for a car loan this year and I was very surprised to learn I actually had a great credit score. That was very different than what I had expected. I thought if you could have a negative credit score then mine would be pretty close. I did some research into what makes a good credit score and how to keep it good/improve it. I still don't understand all of it but I understand a great deal more than I did before. I knew that paying your bills on time affected the score but I also learned that it helps if you keep your account balance 50% or less of the credit limit.
I thought this site was a great reference and made things simple to understand.
I'm glad I had this experience!